Over the years, many BrickX investors have built portfolios focused on long-term property growth through ownership of Bricks across various BrickX property Sub Trusts.
While these investments continue to provide exposure to the Australian property market and potential long-term capital growth, many investors are now asking an important question:
Could part of my portfolio be working harder to generate stronger income returns today?
With interest rates remaining elevated and income-focused investment opportunities becoming increasingly attractive, now may be the ideal time to consider complementing your existing Brick portfolio with an allocation to BXM01, now available via the BrickX Platform BXM01 Profile.
Introducing BXM01
A Lower Capital Risk / Higher Income Focused Investment Opportunity
BXM01 has been designed to provide investors with exposure to a diversified portfolio of senior mortgage-backed investments secured by Australian real estate assets.
Unlike traditional Brick ownership, which is generally more growth-oriented and linked to underlying property value movements, BXM01 is designed with a focus on:
- Forecast income generation
- Senior secured mortgage exposure
- Diversification benefits
- Reduced direct property market volatility exposure
Forecast Return: 9.2% p.a.*
Compared with many traditional Brick investments currently generating income yields around approximately -1% to 6% p.a., BXM01 offers investors the opportunity to materially enhance the income profile of their overall BrickX portfolio.
What Could This Mean For Your Portfolio?
Example Scenario
Existing Portfolio
- Current BrickX Property Investments: $5,000
- Approximate Income Yield: 1.0% p.a.
- Annual Income Generated: $50 p.a.
These investments may continue to provide higher long-term capital growth potential, however they also carry greater exposure to property market fluctuations and valuation movements.
After Adding Additional Funds Into BXM01
New Portfolio Structure
- Existing Brick Investments: $5,000
- Additional Investment into BXM01: $5,000
- Total Portfolio Value: $10,000
Estimated Portfolio Income Outcome
- Existing Brick Portfolio Income (~1.0%): $50 p.a.
- BXM01 Forecast Income (~9.2%): $460 p.a.
- Combined Estimated Annual Income: $510 p.a.
The Result?
By doubling the total amount invested on the platform — while allocating the additional capital into BXM01 — the portfolio’s estimated annual income increases by more than 10x.
This is the same regardless of whether your account size is $500, $5,000, $50,000 or more.
At the same time, the overall portfolio may become more balanced by combining:
- Growth-oriented property exposure through traditional Bricks
with - Higher-yielding senior secured mortgage exposure through BXM01
Why Investors Are Considering This Strategy
1. Diversification Across Different Property Investment Styles
Rather than relying solely on property capital growth, investors can diversify across:
- Property equity exposure (Bricks)
- Property-backed credit exposure (BXM01)
2. Potentially Improved Income Generation
For investors seeking stronger passive income outcomes, BXM01 may materially improve portfolio cash flow potential.
3. Portfolio Balancing
Traditional Brick investments may provide higher long-term capital growth potential but can carry greater market volatility.
BXM01 aims to provide:
- Lower capital volatility characteristics
- Income-focused returns
- Senior secured exposure to real estate-backed loans
4. Making Existing Capital Work Smarter
Many investors already familiar with the BrickX Platform are increasingly using BXM01 as a complementary allocation rather than replacing their existing Brick holdings entirely.
A More Balanced BrickX Portfolio?
For many investors, the opportunity is not about choosing one strategy over another.
It is about combining:
- Long-term growth exposure
with - Stronger forecast income generation
to potentially create a more resilient and diversified overall investment portfolio.
Explore BXM01 Today
Visit www.brickx.com to learn more about BXM01 and consider whether adding additional funds to your BrickX account could help strengthen the income profile of your overall portfolio.
* Forecast returns are not guaranteed and are subject to risks. Investors should read all relevant disclosure documentation and consider their personal circumstances before investing.
The value of investments can rise and fall and past performance is not indicative of future performance.
| Please ensure you have accessed, read and understood our PDS, TMD, FSG & Additional Disclosure Document in considering if this investment is right for you. |
Joe Galvez, BrickX CEO
