Building a strong foundation for your child, grandchild, niece or nephew, one Brick at a time!

It’s hard to believe that the talk has already turned to plans for the summer break! Is the year nearly over? Where did it go? Suddenly another year is close to biting the dust!

Some may be happy about it, some might be sad, and others might meet the looming year ahead with trepidation. I have to say that I have mixed emotions about it myself.

As we all begin to reflect on the year that was, we also tend to reminisce, hopefully about the many positives, but I’m sure also about lost opportunities.  This can lead to a steady roll on of what I call the ‘geez-I-wishes’ – “geez I wish I did this, that and the other” – I know I certainly do.

Looking back over the last few years I have to say that I’ve jumped on board the ‘geez-I-wish’ wagon a few times – am I happy about it – NO.  After all who likes missing opportunities, particularly when it comes to what matters most, in my case family and financial stability.

With 3 kids aged 5, 4 and 2 my wife and I said to each other when we spoke of having kids that when the kids were born that we would set a little bit of money aside, on a regular basis, to give them a little leg up when they turn 18.  After all, who would not have loved even a little financial windfall at that age? I remember delivering flowers for $8 an hour back then just so I could save up enough money to go away on a holiday with my friends after finishing school.  While later, I found myself working an office job to save up additional money for my long-term savings and deposit on an apartment.

Looking back, we can make lots of excuses: life got busy, we focused on paying bills, it was tough through COVID-19, we didn’t have the time to look into it, and of course there is always next year.

On the other hand, we can be honest and admit to ourselves, that every day we don’t get started will only make it harder for us to catch up on providing that leg up for those that matter most to us.  Whether it’s a little or a lot, it all counts and perhaps best of all it helps us to model healthy financial behaviours for our kids too.

So, the question is: am I able to get off the ‘geez-I-wish’ wagon – ABSOLUTELY, and so can you if you’re on there with me!

The team at BrickX are proud to announce the launch of BrickX for Minors!  BrickX Minor accounts allows adults to invest in Bricks (fractions of property) as trustees on behalf of children to who they are related under 18 years of age.

Yes, you heard it right, just like you can have savings accounts for kids, and share trading accounts for kids, you can now have a property trading accounts for kids too using The Brick Exchanges – BrickX Platform at

Whether you want to invest with the kids or for the kids, you as the adults manage the account and when the child turns 18 years of age you instigate the transfer of the account’s holdings into their own names for them to manage themselves.

This is a great way to start or build upon an existing financial foundation, literacy and behaviours for your child, grandchild, niece, nephew or another child that is important to you.  BrickX enables you to do this, at your own pace, one Brick at a time.

So, rather than worrying about about what you didn’t do, try to change your thought process to what can I do now? How can I make a start and build on it over time? How can I show my kids the benefit of regular saving, giving them an alternative to automatically spending even the small amount of money that might come in a birthday card, pocket money or even a part-time job.  Over time, even those small amounts all add up!

To you and the important young ones in your life – Happy Investing!

Joe Galvez, BrickX CEO

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