For many families, birthdays, Christmas, and special occasions often mean toys, games, and the latest gadgets. While these gifts bring joy and create memories, they’re usually short-lived. Kids outgrow toys, trends fade, and attention shifts quickly.
But what if gift-giving could balance fun today with financial confidence tomorrow?
The BrickX Minor Account provides exactly that opportunity: a simple, meaningful way to help children build long-term financial habits while still allowing room for the excitement of traditional gifts. It’s not about replacing toys — it’s about enriching what we give our kids by adding something that lasts far longer.
🌱 Why Teaching Kids to Save Matters
Financial habits form far earlier than most adults realise.
Research shows that children as young as 7 years old begin to develop money mindsets — attitudes that stay with them throughout adulthood.
By teaching kids the value of saving and investing early, we help them learn:
1. Delayed gratification
Understanding that some rewards grow over time encourages patience and good decision-making.
2. The power of compounding
Seeing investments grow — even slowly — shows kids how small amounts can become something significant.
3. Confidence with money
Children who grow up seeing savings and investments grow feel more capable when they reach adulthood.
4. Healthy attitudes toward spending
Not everything needs to be bought now; some things are worth saving for.
A BrickX Minor Account pairs perfectly with these lessons: kids get real exposure to investing while parents or guardians maintain complete control.
🎄🎂🎁 Rethinking Gifts: A Balanced Approach for Special Occasions
No child wants a Christmas tree with nothing but “financial gifts” underneath it — and no parent wants to take away the fun of toys.
That’s where a balanced approach works beautifully.
Here are some ideas:
🎁 1. Half toys, half Bricks
If you would normally spend $200 on Christmas presents, consider spending $100 on toys and $100 investing into their BrickX Minor Account.
Kids still enjoy opening something fun, while also receiving a gift that quietly grows in the background.
🎂 2. Birthday “building blocks”
Make it a tradition: each birthday, gift a small number of Bricks in addition to a present.
This creates a story the child can follow year after year — watching their investment portfolio grow alongside them.
🎉 3. Milestone moments with meaning
For first days of school, sporting achievements, graduations, or cultural milestones, adding to their BrickX Minor Account becomes a powerful reminder that their achievements today are connected to their future.
👪 4. Encourage family to join in
Instead of more toys from grandparents, aunts, uncles, and godparents, encourage them to contribute to the child’s investment portfolio.
Many relatives love giving gifts with lasting meaning.
🏠 How a BrickX Minor Account Helps Instil Saving Habits
The BrickX Minor Account lets adults invest in property fractions (“Bricks”) on behalf of a child. It’s simple, cost-effective, and accessible — which makes it an ideal financial-education tool.
Here’s why it’s so effective:
✔ Real-world investing example
Kids can see their investments, track growth, and understand how property markets move.
✔ Easy to build over time
Bricks can be gifted gradually — perfect for birthdays, holidays, or random “just because” moments.
✔ No need for big savings
Even small contributions add up. A few Bricks each year can grow into thousands by the time the child turns 18.
✔ The adult can transfer the account holdings to the child at adulthood
Once they turn 18, the holdings can transfer into the child’s name. By then, they’ll not only have an investment balance — but also the financial literacy to make smart choices with it.
💡 A Realistic Example: How Small Gifts Grow
Let’s say from ages 0 to 18, a child receives:
- $150 in toys
- $150 invested into BrickX Bricks
at each birthday and Christmas.
That’s $300 per year, half fun, half future-focused.
If just the BrickX portion ($150 × 2 events × 18 years = $5,400) grows at a modest 6% per year, the child could receive $8,500–$10,000 at age 18 — on top of the toys and memories from childhood.
This balance — joy now, savings later — is what makes the strategy so compelling.
🚀 Final Thoughts: Give Them Something That Lasts
Kids may forget the toys we give them, but they’ll never forget the financial foundation we helped build.
A BrickX Minor Account isn’t about replacing fun — it’s about pairing short-term happiness with long-term security.
By gifting both toys and Bricks at Christmas, birthdays, and life milestones, families create a meaningful tradition that grows with the child.
Joe Galvez, BrickX CEO
